Identify specific business opportunities while ensuring that new transactions and credit renewals meet the Branch's credit risk acceptance criteria
Develop relationship management strategy to deepen, maintain or exit the relationship
Prepare credit proposals/credit renewals in a concise and timely manner while ensuring that the major risks as well as risk mitigates are highlighted
Perform the KYC for new customer prior to the establishment of a business relationship
Conduct periodical review of existing customer while adhering to the bank wide requirements
Assist with AML/CFT manual
Monitor credit risk of outstanding exposures and ensure timely changes are made to obligor credit ratings
Maintain close and continuous contact with customers and target customers while monitoring the industries in which they operate in
Pro-actively manage deteriorating credits
Identify possible cross sell opportunities in order to maximize business returns
Identify possible cross border business opportunities with main and overseas branches for joint collaboration
Conduct frequent marketing visits with submission of call reports
Any work required to be carried out for holding the above Position in the Department subject to teh Bank business needs, internal policies and procedures
Any work assigned from time to time by your supervisor or the Management
Requirements:
Recognized bachelor degree and above, preferably in Business, Accounting, Banking and Finance, Economics or other related disciplines
At least 4-5 years of relevant experience as relationship manager
Excellent verbal communication and good interpersonal skills to handle stakeholders across multiple departments
Proactive, energetic, result oriented and possess good business acumen
