Job Responsibilities
Credit Process Management
On time reporting and communication (minimal overdue reviews/reporting)
Accurate and complete information
Conforming to internal processes and compliance requirements
Minimal errors
Control Management and Internal Customer Service
Effective and efficient use of internal resources and communications to achieve positive outcomes in a timely manner
On time preparation and prompt response to internal and external audit
Appropriate communication and interaction with external customers, banks, advisors, internal colleagues (junior, peer, senior)
Minimal errors
Credit Risk Management
Quality of credit papers, reports, analysis, communications
Ability to distil complex issues and produce credit papers, reports, communications which can be easily understood by relevant Credit Teams
Demonstrated understanding of workflow and delivery within agreed timeframes
Timely reporting and consultation with other team members and early escalation to Team Head in relation to issues
Compliance and Internal Processes
Conforming to internal processes and compliance aspects.
Job Requirement
Tertiary qualification in a business-related field
Minimum 7 years credit risk experience within Structured Finance, Corporate Banking or Credit Risk environment, ideally with a Bank or Financial Institution
Experience of working in a financial services organisation
Project Finance/Transaction origination/execution/restructuring/workout experience
Strong knowledge of financial products
Strong understanding and ability to interpret financial statements
Strong understanding of banking practices and processes associated with credit control and related administration
